Sell more without turning your shop into a loan office.
BraceMoni lets approved merchants offer customers structured product finance, QR checkout, affordability checks, repayment tracking and release controls while BraceMoni handles the lending workflow behind the scenes.
Built for businesses that sell real products and services.
Your team can start a finance request for a customer, or the customer can scan your merchant QR and continue on their phone.
Keep the sale alive
When a customer cannot pay fully today, you can offer a BraceMoni finance path instead of losing the sale.
Know who is buying
The customer goes through phone, identity, affordability, location and verification checks before approval.
Get structured release
Approved requests produce offer details, repayment structure, e-signing and merchant release controls.
More than a checkout link.
The merchant portal is designed as an operating workspace for credit-assisted sales.
Product catalogue QR
Add fixed products with price, interest, repayment frequency and repayment breakdown.
Customer applications
Create customer credit requests with product details, amount, down payment and contact information.
Business services
Optional services include invoices, accounting support, debt collection and supplier support when enabled.
Sandbox before go-live
New merchants test safely after field verification code validation before real customer activity is enabled.
Risk and fraud checks
BraceMoni checks device, location, identity and merchant proximity to reduce fake or off-site requests.
Settlement visibility
Track applications, payments, settlement status and customer repayment performance from the portal.
Let us review your business for merchant credit access.
Submit your details. You will receive a confirmation email, and a BraceMoni staff member will reach out within 24 to 48 hours.
